Affordable State College Apartments
Matt Perkins • August 31, 2020
Reasonably Priced Student and Professional Apartments Available

In the first couple of years of your college career, you have the wonderful (/s) opportunity of staying in the college dorms and experiencing college life at its finest. At some point in time, however, you're going to get to venture out, spread your wings and find off campus living to suit your college career needs.
Living off campus gives you a greater sense of independence and makes you feel more like the adult that you are quickly becoming. The challenge, however, is finding an apartment. It is important to find an affordable apartment that is close to Penn State campus and located in a great neighborhood. If you're one of the fortunate college students who have transportation, then you can afford to venture a little further out. However, having your own car may not be in the cards for you. In such cases, it is important to find the right State College apartment that is convenient to the PSU campus and other attractions.
Matt Perkins is the General Manager at ApartmentsStateCollege.com, a rental management company that specializes in State College apartments for students and working professionals.
“Each of our affordable State College apartment complexes is situated in a different neighborhood. Some complexes have green space while others sit next to night life and shopping. Let us know what you are looking for and we can guide you into your desired environment.”
Before you endeavor to find an apartment, you need to determine what your budget is and if you can afford the apartment by yourself. If you're not able to afford the apartment by yourself, you may need to consider getting a roommate.
Using the Department of Student Affairs
In your quest to find your college apartment, it is important to use every resource at your disposal. Utilizing Penn State’s Department of Student Affairs is an excellent way to get information on the off campus housing situation in the area. If you are an existing or returning college student, you may already know the surrounding area and which apartment you want to live in. If, on the other hand, you are new to State College, you may need some assistance.
Look at housing options ahead of time.
There's no better way to find what you're looking for then to get a jump on the competition. The best time to start looking for college housing is during non-peak times. After you finish your semester and you're ready to move off campus, it’s best to start planning at that point. Make plans to start your State College apartment search long before it's time to move in. Last minute planning leads to rush decisions. You want to utilize the time during the summer to comfortably explore potential neighborhoods before the upcoming school year. This allows you to make a decision that is well informed and you're not so rushed to make a knee-jerk decision. You’ll have plenty of time to search multiple options and to ask pertinent questions. It also gives you time to complete the application process without being rushed. The key here is to find the right apartment so that you're not making last minute decisions prior to the first day of the next semester.
Perkins and his team specialize in helping each of their rental customers find the right place for them.
“We are always here help each and every one of our customers,” Perkins says. “We have office hours Monday through Friday. If you ever need anything please reach out to us”
Seek the advice of a rental management company
Using a rental management company that operates multiple properties is another great option to find your college apartment. Not only are they professional, but they have an extensive knowledge of the surrounding areas and the attractions.
Perkins sums up the rental experience at ApartmentsStateCollege.com with one word - personalized.
“We are a local State College rental company that has a culture focused on customer service,” Perkins says. “Each of our residents is a person to us and not a faceless number.”
If you are an existing or returning student, you may already have an idea of which apartments are located in the better neighborhoods and any areas that you want to stay close to.
If you are a newer student, you will need help in finding the right apartment home to fit your needs. The State College apartment experts at ApartmentsStateCollege.com are experts at helping you locate apartments that are within close proximity of the college campus and affordable.
Yes, that’s right - according to Perkins, affordable State College apartments exist!
“All of our properties are priced at a rate that is very competitive in the market,” Perkins says. “We do not have many of the luxuries that many of the newer properties and as a result can keep the rates much lower than the competition.”
Use rental references
Once you found the apartment that fits your needs, it is important you provide the necessary paperwork to apply for and get the apartment house that you want. This includes filling out the application, providing any deposits for down payment and providing any rental references. In a competitive college housing market, it may be to your benefit to provide rental references to show that you are reliable and capable of paying the rent. If this is your first time renting an apartment, you may need to seek the help of your parents to secure the apartment that you desire. Apartment owners are more likely to rent to students who use references of previous landlords or are able to use their parents as a cosigner for the lease.
Make sure your credit is in good standing
Even though you're in college, your credit still matters. The majority of apartment rental companies still rely on credit reports as a way to gauge if an individual is responsible and will pay the rent on time. Prior to applying for an apartment, it would be wise to pull your credit report to see if there are any items that would hurt your ability to apply for a rental lease.
If there is an issue on your credit, be prepared to discuss the issue with the apartment rental company. Be as honest and is open as possible when providing information on the rental application.
There are times when an apartment rental company will accept your parents as a cosigner or they may require your parents apply for the lease in their name until you're able to build your own credit or repair any credit issues. Be prepared to supply credit information to your potential landlord.
“Using a parent as a co-signer is certainly an option,” Perkins says. “Many people who are studying full time at the university do not have an income so they qualify for the apartment with a co-signer.”
No co-signer? You’ll just need to make sure your income is enough to qualify.
“If a person wants to qualify independently we make sure that rent does not exceed 40% of their income,” Perkins says.
At the end of the day, the more prepared you are for your apartment search, the smoother the process will be. Utilizing the resources available to you to find a great apartment in State College is the best way to search for your new place. Make sure you leave no stone unturned when it comes to searching for your apartment. Resources such as State College apartment rental companies and Penn State’s Department of Student Affairs are great to use when you don't know where to start.
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As thousands of Penn State University students embark on the journey of finding their perfect State College apartment, the process can seem daunting, especially for those navigating this terrain for the first time. To shed light on this critical transition, we spoke with Matt Perkins, the General Manager at Nevins Real Estate Management in State College , who has been assisting students in finding their ideal apartment in State College for years. Establishing a Budget: The First Step "One of the most significant steps a student can take when entering the off-campus housing market is to establish a budget they're comfortable with," Perkins emphasizes. This initial step is crucial, especially for students who might have financial support from parents or guardians. "The State College apartment market caters to a broad spectrum of budgets. However, without a clear budget, students can quickly become overwhelmed by the options," Perkins says. This piece of advice serves as a cornerstone for students to begin their housing search on solid ground, ensuring they live within their means and avoid financial strain. Location and Price: A Balancing Act When selecting an off-campus apartment, Perkins recommends that students consider the location carefully. "The closer to campus you are, the higher the rent will be. If you're willing to take a bus or endure a longer walk, you might find more affordable options." This advice is vital for students to balance their desire for convenience with their financial realities, possibly leading to significant savings over time. Navigating the Application Process "The application process varies between management companies in State College," Perkins notes, advising students to contact management companies directly to fully understand application requirements. This proactive approach can smooth the path to securing an apartment, preventing last-minute hiccups that could jeopardize their housing plans. Lease Agreements: Read and Understand A critical aspect that Perkins highlights is the importance of thoroughly reading lease agreements. "Students often overlook key clauses. It's essential to understand what you're signing, as these clauses protect all parties involved." He underscores that lease terms are rarely negotiable, so understanding and accepting these terms before signing is paramount for a happy rental experience. Effective Communication with Landlords To address issues like maintenance requests, Perkins advises following the management company's set procedures. "In cases where your initial request isn't addressed promptly, don't hesitate to follow up," Perkins says. This approach ensures that concerns are dealt with efficiently, maintaining the quality of the living environment. Security Measures: Stay Alert Don't overlook the importance of security for students living off-campus. "Be aware of your surroundings," Perkins emphasizes. "Problems often arise from non-residents. Being cautious about who enters your apartment is crucial for your safety." This advice is a reminder of the shared responsibility in maintaining a secure living environment. Creating a Comfortable and Personalized Living Space Living off-campus offers a unique opportunity to create a space that reflects your personal style and meets your needs. Unlike the often restrictive rules of dorm living, off-campus apartments allow for greater freedom in decoration and customization. Embrace this opportunity to make your apartment feel like home. Invest in comfortable furniture, plants, and personal touches that inspire relaxation and productivity. However, always be mindful of your lease agreement's terms regarding modifications to ensure any changes you make are permissible. Engaging with the Community Living off-campus doesn't mean you have to be disconnected from the vibrant Penn State community. Take advantage of the numerous events, clubs, and activities on campus. Additionally, explore State College itself, which offers a variety of local shops, cafes, and community events. Engaging with both the university and local community can enhance your college experience, providing a well-rounded social life beyond academics. Managing Living Expenses One of the realities of off-campus living is the need to manage living expenses carefully. Utilities, groceries, and other monthly expenses can add up quickly if not monitored. Perkins suggests setting up a budget for these expenses and sticking to it. Consider using apps or spreadsheets to track your spending and identify areas where you can cut costs, such as opting for more energy-efficient appliances or cooking meals at home rather than eating out. Building a Supportive Living Environment For many students, living off-campus means having roommates. This arrangement can be a fantastic way to share expenses and create a supportive living environment. To ensure peace, it's crucial to establish clear communication and set shared expectations early on. Discuss topics like cleaning responsibilities, quiet hours, and guest policies to avoid misunderstandings. Remember, effective communication and compromise are key to a positive roommate relationship. Safety First Lastly, never underestimate the importance of safety in your off-campus living situation. Perkins's advice to be aware of your surroundings is especially pertinent here. Take proactive steps to ensure your State College apartment is secure, such as using proper lighting outside your apartment, not letting strangers into your building, and keeping your doors locked. Familiarize yourself with the local emergency services and campus resources available to you in case of an emergency. Living in an off-campus State College apartment presents an exciting opportunity to grow independently, create a personalized living space, and engage with the broader community. By applying the insights shared by Perkins and adopting a proactive and responsible approach to your living situation, you can make the most of your off-campus experience. Enjoy the freedom, embrace the responsibilities, and make lasting memories during your time in State College.