State College Apartments: Finding An Affordable One Isn't Impossible!

September 9, 2020
You don't need a briefcase full of money to get a great State College apartment!
Finding an affordable apartment these days can be a challenge, particularly with the increased demand for apartments and rental prices going up across the board. With those factors in mind, there are ways to find an affordable apartment in State College without having to search forever and come up short.  
 
Budgeting 
 
Before you search for an apartment, establish a bottom line on what you can afford for rent. Figure your total expenses for a month and determine from there what you are able to pay for rent.  

Narrow Down the Area or Neighborhood 
You want to look for an apartment within the State College region. It’s also helpful to be in close proximity to friends, family, stores and other locations for quick access. You also want to consider your commute time, proximity to public transportation (if needed) and any security issues with a complex. 

Seasonal Moves 
Different seasons of the year can directly affect the availability, demand and price of an apartment rental. There will be months that are more popular where the increased demand for an apartment will carry a higher rental price. 
 
Weather will be a factor, particularly if you decide to move during the sometimes-frigid State College winter. If a winter move chills you to the bone just thinking about it, you’ll want to consider late spring or early summer for finding an affordable State College apartment, or arranging for one well ahead of major seasonal changes. 
   
One thing to remember is that larger and even smaller apartment complexes may be willing to negotiate lower rental prices during their off season to maintain full occupancy. If your timing is right, you may be able to secure a lower rental rate through negotiating during a slower season.  
 
Listings for Affordable Apartments 
After you figure your budget, look for listings on and offline for less expensive apartments in the State College area. Many of these listings provide a complete rundown of all the affordable apartments available through the criteria you give them. You fill in an area for price (from high to low) add any extra conveniences or amenities along with commute time and other features. Many listing sites will provide you with a complete listing of any apartments that fall within your budget needs.  
 

Questions for Property Managers or Landlords 
Before you actually apply for an apartment and sign a lease, you’ll want to ask questions of the apartment property manager or your potential landlord. 
 
• How long is the lease? Lease agreement offerings can be 3-6-9 12 months or more 
• Are there any added charges for garage/covered parking 
• Can you have a pet? Is there a pet deposit? 
• Is there a cleaning deposit? 
• What are the total overall deposits necessary? 
• Where are the laundry facilities? Are they on site? 
• Are there in unit washer/dryer or connections? 
• Are utilities included or not included? 
• What is the system for mail and package services? 
• Are deposits refundable or nonrefundable? 
 
If the rental price does not include utilities, water, gas, electricity and garbage charges will increase your overall rent. It’s important to know ahead of time how much your utilities will average for a certain size unit. Finally, you’ll want to know about any refundable or nonrefundable deposits and whether renter’s insurance is a necessity. It’s always a good idea to bring a list of questions to any potential apartment property office so you can refer to them before you apply. 

Eliminating the Luxuries 
Apartments with all kinds of extras can be expensive and you’ll have to decide whether you want to pay for those added perks, especially if you’re on a tight budget. Apartment units with upgrades, like units with washer and dryers, and other amenities will be in higher demand and more costly. Apartment management companies, property owners and landlords will raise rental costs with upgraded units. Choosing a lower level apartment minus any upgrades is probably the way to go as you can save a substantial amount in rental costs.  
 
Roommates
All is not lost when you go the roommate route. It’s much easier to afford an apartment when there are others splitting the costs. Rooming with someone else or one or two other individuals is definitely a way to save on rent.  You can definitely save a substantial amount when you divide rent one or more ways. Consider the compatibility factor when choosing roommates. You don’t want to have a roommate run out on you when the rent is due.  

No one likes to look endlessly for an apartment in State College, as it’s a task that takes time, patience and a positive outlook. Finding an affordable living situation can be a challenge, but with the vital tips given here, your search will be less stressful and more productive. You will be able to narrow down your search and find just the right State College apartment that meets your needs and budget. 

Share this post

March 28, 2025
Smart, Stylish, and Stress-Free Guide To State College Apartments
March 14, 2024
As thousands of Penn State University students embark on the journey of finding their perfect State College apartment, the process can seem daunting, especially for those navigating this terrain for the first time. To shed light on this critical transition, we spoke with Matt Perkins, the General Manager at Nevins Real Estate Management in State College , who has been assisting students in finding their ideal apartment in State College for years. Establishing a Budget: The First Step "One of the most significant steps a student can take when entering the off-campus housing market is to establish a budget they're comfortable with," Perkins emphasizes. This initial step is crucial, especially for students who might have financial support from parents or guardians. "The State College apartment market caters to a broad spectrum of budgets. However, without a clear budget, students can quickly become overwhelmed by the options," Perkins says. This piece of advice serves as a cornerstone for students to begin their housing search on solid ground, ensuring they live within their means and avoid financial strain. Location and Price: A Balancing Act When selecting an off-campus apartment, Perkins recommends that students consider the location carefully. "The closer to campus you are, the higher the rent will be. If you're willing to take a bus or endure a longer walk, you might find more affordable options." This advice is vital for students to balance their desire for convenience with their financial realities, possibly leading to significant savings over time. Navigating the Application Process "The application process varies between management companies in State College," Perkins notes, advising students to contact management companies directly to fully understand application requirements. This proactive approach can smooth the path to securing an apartment, preventing last-minute hiccups that could jeopardize their housing plans. Lease Agreements: Read and Understand A critical aspect that Perkins highlights is the importance of thoroughly reading lease agreements. "Students often overlook key clauses. It's essential to understand what you're signing, as these clauses protect all parties involved." He underscores that lease terms are rarely negotiable, so understanding and accepting these terms before signing is paramount for a happy rental experience. Effective Communication with Landlords To address issues like maintenance requests, Perkins advises following the management company's set procedures. "In cases where your initial request isn't addressed promptly, don't hesitate to follow up," Perkins says. This approach ensures that concerns are dealt with efficiently, maintaining the quality of the living environment. Security Measures: Stay Alert Don't overlook the importance of security for students living off-campus. "Be aware of your surroundings," Perkins emphasizes. "Problems often arise from non-residents. Being cautious about who enters your apartment is crucial for your safety." This advice is a reminder of the shared responsibility in maintaining a secure living environment. Creating a Comfortable and Personalized Living Space Living off-campus offers a unique opportunity to create a space that reflects your personal style and meets your needs. Unlike the often restrictive rules of dorm living, off-campus apartments allow for greater freedom in decoration and customization. Embrace this opportunity to make your apartment feel like home. Invest in comfortable furniture, plants, and personal touches that inspire relaxation and productivity. However, always be mindful of your lease agreement's terms regarding modifications to ensure any changes you make are permissible. Engaging with the Community Living off-campus doesn't mean you have to be disconnected from the vibrant Penn State community. Take advantage of the numerous events, clubs, and activities on campus. Additionally, explore State College itself, which offers a variety of local shops, cafes, and community events. Engaging with both the university and local community can enhance your college experience, providing a well-rounded social life beyond academics. Managing Living Expenses One of the realities of off-campus living is the need to manage living expenses carefully. Utilities, groceries, and other monthly expenses can add up quickly if not monitored. Perkins suggests setting up a budget for these expenses and sticking to it. Consider using apps or spreadsheets to track your spending and identify areas where you can cut costs, such as opting for more energy-efficient appliances or cooking meals at home rather than eating out. Building a Supportive Living Environment For many students, living off-campus means having roommates. This arrangement can be a fantastic way to share expenses and create a supportive living environment. To ensure peace, it's crucial to establish clear communication and set shared expectations early on. Discuss topics like cleaning responsibilities, quiet hours, and guest policies to avoid misunderstandings. Remember, effective communication and compromise are key to a positive roommate relationship. Safety First Lastly, never underestimate the importance of safety in your off-campus living situation. Perkins's advice to be aware of your surroundings is especially pertinent here. Take proactive steps to ensure your State College apartment is secure, such as using proper lighting outside your apartment, not letting strangers into your building, and keeping your doors locked. Familiarize yourself with the local emergency services and campus resources available to you in case of an emergency. Living in an off-campus State College apartment presents an exciting opportunity to grow independently, create a personalized living space, and engage with the broader community. By applying the insights shared by Perkins and adopting a proactive and responsible approach to your living situation, you can make the most of your off-campus experience. Enjoy the freedom, embrace the responsibilities, and make lasting memories during your time in State College.
By Matt Perkins November 6, 2023
You don't need to break the bank to live the good life in Happy Valley
Show More